How It Works

More benefits for your employees. No disruption to your business.

A Wellness Program That Pays Its Own Way

Our program adds meaningful health and wellness benefits for your W-2 employees on top of the health insurance you already have — it never replaces it.

It uses well-established provisions of the federal tax code: employees participate through a pre-tax payroll deduction and receive the value back through the wellness program. Because the structure reduces taxable payroll, it is designed so that neither the business nor its employees take on new net costs — while employees walk away with more benefits.

Four Simple Steps

1. Quick Check

We confirm your organization qualifies and walk you through exactly how the program would look for your team.

2. Simple Setup

The program plugs into your existing payroll process. Your current insurance, broker, and policies stay exactly as they are.

3. Employees Enroll

Eligible employees opt in and gain access to wellness benefits like 24/7 telehealth, preventive care resources, and more.

4. Everyone Benefits

Employees get expanded benefits, and the program’s structure is designed to be cost-neutral for the business.

For Employers

  • Keep your current insurance, broker, and policies — nothing is replaced
  • Designed to reduce taxable payroll, which may lower payroll tax and workers’ compensation costs
  • A stronger benefits package that helps attract and retain good people
  • Implementation and administration handled by the program provider — minimal work for HR

For Employees

  • Real coverage — access to doctors, specialists, dentists and more through program benefits
  • 24/7 virtual care, preventive care, and wellness resources
  • Options for supplemental protection such as accident, disability, and life coverage
  • Your existing health insurance stays in place — this adds to it

Who Qualifies?

W-2 Employee

Participants must be W-2 employees.

Minimum 30 Hours

Employees must work a minimum of 30 hours per week to qualify.

Qualified Health Insurance

Must have qualified health insurance — through an employer, spouse, or private plan.

The information on this page is provided for general educational purposes only and does not constitute tax, legal, or financial advice. Program details vary by organization and are administered by our program partners. Please consult your own tax and legal advisors before implementing any benefit plan.

Want to See If It Fits Your Organization?

Reach out for a free, no-obligation conversation with Chris or Stacey.